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Your Local Mortgage Broker

A Home Loan Designed For You

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

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National Average Mortgage Rates

National average rates updated in real-time.
Estimated payments based on a $400,000 loan.

Welcome to Barnstable Financial Group

Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.

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Tell Us Your Story.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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What’s your main goal right now?
What’s your main goal right now?
Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

FHA Loan

An FHA loan provides a government-insured loan with flexible loan options.

VA Loan

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

Rehab Loan

Roll the costs of the renovation into your loan.

USDA Loan

Purchase a home with no money down in certain rural and suburban areas.

Jumbo Loan

Jumbo loans offer maximum flexibility for home financing for larger loans.

First Time Home Buyer

Popular loan programs for first time home buyers.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Investment Property

Mortgage loan programs for vacation and investment properties.

Bank Statement Program

Leverage your bank statements to secure a favorable home loan.

Bridge Home Loan

Secure the transition between selling your current home and buying a new one.

Construction Home Loan

Build your dream home from the ground up with tailored financing.

DSCR Home Loan

Focus on the debt-service coverage ratio to get the right home loan.

Fix & Flip Home Loan

Get the financial support you need for your home renovation projects.

HELOC Home Loan

Unlock the value in your home with flexible home equity lines of credit.

Reverse Mortgage

Convert a portion of your home equity into cash to secure your retirement.

Seller-Paid Buydown

Reduce your mortgage payments with the assistance of the seller.

Refinance

Mortgage refinancing may lower your monthly payments.

Cash-Out Refinance

Access home equity for various purposes.

VA Loan Refinance

There are two main ways to refinance your VA loan.

Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

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5Stars
Our clients are the foundation of our success.

3rd Party Client Reviews

Client reviews from around the internet.

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FHA Loan Requirements: How to Qualify as a First-Time Homebuyer

Buying your first home around Cardiff or the surrounding beach communities can feel intimidating, especially when you’re unsure if you’ll…

Aerial view of a Sacramento suburb featuring rows of houses surrounded by lush greenery on a sunny day.

Jumbo Loan Essentials: What High-Value Buyers in Cardiff Should Consider

Buying a high-value property in Cardiff or nearby coastal communities can be exciting, but the financing process can seem daunting…

Vibrant American flag hanging outside a stylish suburban house on a sunny day.

DSCR Loans: How Investors Can Finance Rental Properties in Cardiff

Building a real estate portfolio in Cardiff is an exciting step, but many investors struggle to qualify for conventional loans…

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